Is Radian Group Inc. (NYSE:RDN) a buy in 2026?
Yes, on balance. The Compass leans toward accumulating Radian Group Inc. at current levels.
A boring mortgage insurer trading at book value while sitting on a $7 billion reserve cushion and buying back stock hand over fist.
Where RDN is headed
Radian in mid-2028 looks almost nothing like the company most generalists picture when they hear 'mortgage insurer'. The legacy book written in 2020-2022 at 3% mortgage rates is the gift that keeps giving. Those borrowers aren't refinancing, aren't moving, and aren't defaulting at anything close to the rates priced into Radian's reserves. Every quarter that goes by, more of that reserve flows back through earnings as cures outpace new notices. The persistency rate on that vintage is running near 90%, roughly double what the industry modeled when those policies were underwritten.
Read the full Compass Direction on RDN
The complete destination call, the overlooked angle, milestones, and bull, base, and bear price scenarios (around $37.81).
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Frequently asked questions
Is Radian Group Inc. (NYSE:RDN) a buy in 2026?
Yes, on balance. The Compass leans toward accumulating Radian Group Inc. at current levels. A boring mortgage insurer trading at book value while sitting on a $7 billion reserve cushion and buying back stock hand over fist.
What is RDN's Compass Score?
Radian Group Inc. scores 90/100 on Alexandria's Compass, placing it in the "True North" tier. Scores blend eight factors and update weekly.
What is the price target for RDN?
Alexandria's full Compass Direction includes bull, base, and bear price scenarios with the valuation math behind each. Read the full breakdown on the RDN page.
Compass verdicts are AI-generated, forward-looking editorial research from publicly available data, not investment advice or a recommendation regarding any security. Scores and verdicts update as the data changes.